Long Term Care
Long-Term Care is probably not for everyone, but if you are close to retirement or have family members who might require medical assistance for an extended period of time, it makes sense to buy Long-Term Care Insurance. Contrary to popular belief, health insurance policies and Medicare do not pay for long-term care expenses and it would be unwise to spend your hard-earned savings for treatments that could last months or even years. Even if money is not a concern, the cost of long-term care can quickly diminish your bank savings.
Long-Term Care Insurance not only takes care of your extended care expenses, but it also offers you the freedom to choose long-term care service from your preferred nursing facility and the benefits period.
Long-Term Care Insurance covers the following costs:
- Daily activities, such as bathing, dressing and eating
- Adult day care
- Skilled nursing care or rehabilitation training, either in a nursing facility or at home
- Visiting nurses
- Cognitive impairment, such as Alzheimer’s
- Accumulation of funds to supplement retirement income.
Long-Term Care Insurance may sound complex, but our insurance specialists make sure the entire process of getting the most suitable policy is absolutely hassle-free. All you need to do is give us a call at (949)249-2980. Now, that’s easy and quick service!